Many of you are nearing the end of your program, with good credit and no debts. What is the next step? Do you continue to use credit cards and then have new balances? What is your plan? You have completed the program because you had a plan and that shouldn't stop. Clients that are already used to budgeting the monthly payment are in a great position to more forward and establish a new plan of action to reach their next goal!
I encourage clients to think outside the box and focus on what they want the next few years to look like for them, there are no wrong answers, only choices for them and their family. Some of the goals can be financial or for an even longer term goal.
GOALS:
- Create a substantial savings account for the future
- Pay off the mortgage and be truly debt free
- Save for a second honeymoon vacation to a tropical location
- Buy a great car with cash
- Do some remodeling with cash
- Go back to school and one day be a PhD.
- Share your success with others! Refer a friend so that they can be debt free too!
Your choices are only limited by your own imagination and what you choose to accomplish. Don't stop setting goals. The main catalyst to the hard work you have done by achieving debt freedom is necessary to help you move forward from this point on.
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